We create an Investment Plan based on our clients’ financial plans, after establishing clear financial objectives discussing risk and return expectations, risk capacity and tolerance, and other additional important factors that are unique to each.
Through our Insurance agency of Quinones Financial Group Inc., we use traditional insurance strategies to protect our clients from life, health and disability risks with the goal of minimizing or avoiding catastrophic losses that could greatly impact our clients and their families.
ERISA Plans (Employee Retirement Income Security Act) can help business owners potentially reduce their tax burden and accumulate the capital needed to pursue the goal of future Financial Independence. We help them choose the right plan.
By working alongside our clients' tax advisors, we help develop plans for our Business Owners with the objective of creating tax-deductible savings along with tax-efficient investment strategies. Creating financial strategies designed to lower our tax responsibilities maximizes wealth retention.
Most clients build wealth over their lifetimes and would like to pass it on to other generations, minimizing or avoiding Federal Estate Taxes (inheritance taxes). Working with our clients' legal and tax advisors, we can help them save significant amounts of taxes with the proper Estate Plan.
Maintaining the proper emergency funds for businesses and individuals is critical to any financial and Investment Plan. We help our clients maximize cash flow by generating passive income, if applicable, with current cash savings or personal emergency funds.
